What Is a Stablecoin? A Plain-English Guide to Digital Dollars
Stablecoins explained without jargon: what they are, how a digital dollar holds its value, where USDT and USDC fit, and why it matters for families abroad.
Stablecoins
USDT, USDC and the digital dollar. 8 researched stories with sources, key takeaways and FAQs.
8 Stablecoins stories
USDC and USDT Payments for Business: Payouts, Payroll, Treasury and Checkout
How businesses use USDC and USDT payments for supplier payouts, contractor payroll, treasury and checkout, plus how to accept USDC, accounting basics and risks.
USDT vs USDC in 2026: How the Two Biggest Stablecoins Really Compare
USDT and USDC hold over four-fifths of all stablecoins. How the two differ on reserves, regulation, blockchains and where each can be used in 2026.
How Stablecoin Issuers Make Money: Tether's $10B Year vs Circle
Stablecoin issuers earn interest on reserves they never pay out. Here's how Tether made over $10B in 2025 and why Circle hands much of its income to Coinbase.
Beyond USDT and USDC: PYUSD, RLUSD, USAT, EURC and the Challengers
PayPal, Ripple, MoneyGram and banks all issue stablecoins now. A clear guide to the challengers, what each is built for, and which ones matter for payments.
Yield-Bearing Stablecoins vs Tokenised Treasuries After the Yield Ban
Tokenised Treasury funds like BUIDL and BENJI pay yield; GENIUS Act stablecoins cannot. How sUSDe, sUSDS and tokenised money funds work, and their risks.
The Scope of Stablecoins: Eight Real Uses Beyond Crypto Trading
Stablecoins began as a trading tool. In 2026 they power B2B payments, payroll, cards, remittance, bill pay, savings and tokenised assets. Eight real uses.
Stablecoin Depegs: Lessons From Terra, USDC's SVB Scare and USDe
From TerraUSD's $40B collapse to USDC's 87-cent weekend and USDe's flash crash: a history of stablecoin depegs and how new reserve rules respond to each one.
Total supply, year-end
Share of supply, Oct 2026
- USDT60%
- USDC24%
- Others16%
Source DefiLlama stablecoin dashboard, October 2026. The record was about $321B in May 2026.
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